Finance your PC
Finance a PC with CyberPowerPC UK
At CyberPowerPC UK, we recognise that some of our customers may not be able to pay upfront for one of our premium PCs they desperately want - which is why we offer various financing options to help spread the cost. We've put together a fantastic range of special finance deals with schemes as low as 0% APR, granting computer gamers the ability to split the costs of their dream PC over a time frame that suits your needs and at regular payments you can afford. With finance options as low as just £15.46 a month, at CyberPowerPC UK, we're dedicated to helping our gamers build the PC of their dreams.
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| Cash Price (inc. delivery & VAT): | 1500 |
|---|---|
| Deposit: | £150.00 |
| Loan Amount: | £1,350.00 |
| Term: | 48 months 24.9% APR |
| Count Down Period | 12 months |
| Option Period | 0 months |
| Deferred Period | 0 months |
| Total Amount Payable (inc. Deposit & Service Fee) | £2,671.92 |
| Monthly Installment | £52.54† |
*Total term of loan agreement is 60 months, with the first payment deferred for 12 months
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*Please note: The minimum deposit for finance applications is 10% of the total order price for Buy Now Pay Later and 5% of the total order price for Interest Bearing Credit. If you prefer, you can pay a larger deposit to reduce the loan amount. The minimum loan amount after paying the deposit is £350.00 - please see below for additional details.
REPRESENTATIVE EXAMPLE |
|
| Cash Price (inc. delivery & VAT) |
£500.00 |
| Deposit |
|
| Loan Amount | £450.00 |
| APR representative | 24.9% |
| Interest Rate | 17.37% p.a. fixed |
| Total Term | 48 months |
| Deferred Period | 12 months |
| Total Amount Payable (inc. Deposit & Service Fee) |
£890.48 |
| Early Settlement Fee | £29.00 |
| Monthly Installment | £17.51† |
Buy Now Pay Later
Buy Now Pay Later 12 months (T&Cs Apply) [24.9% APR]: Our simple buy now pay later finance option allows you to spread the cost of your purchase over 48 months with an agreed deferral period of 12 months. This means you buy now and only start repayments 12 months after signing your finance agreement.
If you pay off the balance of your agreement within the 12-month deferral period, you do not pay any interest though a one-off early settlement fee of £29.00 will be charged if you choose to settle your balance within the first 12 months.
If you have not settled the remaining balance during the first 12 months, your monthly payments will continue for 48 months and the total paid will include interest [24.9% APR].
REPRESENTATIVE EXAMPLE |
|
| Cash Price (inc. delivery & VAT) |
£500.00 |
| Deposit |
|
| Loan Amount | £475.00 |
| APR representative | 16.9% |
| Interest Rate | 8.60% p.a. fixed |
| Total Term | 48 months |
| Deferred Period | None |
| Total Amount Payable (inc. Deposit & Service Fee) |
£667.72 |
| Early Settlement Fee | None |
| Monthly Installment | £13.39† |
Interest Bearing Credit
Up to 48 months from as low as 16.9% APR representative. Our simple finance options allow you to spread the cost of your order over 24 months [19.9% APR], 36 months [19.9% APR] or 48 months [16.9% APR]: you decide which suits you and make the payments accordingly.
† Credit subject to status and affordability. Terms & Conditions Apply. NXPower (UK) Ltd trading as CyberPowerPC UK is a credit broker and is Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through https://www.fca.org.uk.
Note- Finance only applicable to UK residence
Finance a PC or Laptop | CyberPowerPC UK FAQs
How do I choose to pay by Finance?
Just select the finance option on the checkout.
Who is eligible to apply for online finance?
To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however, we will require the employment details of your spouse in order to process your application.
When do my repayments start?
Your monthly payment schedule will be detailed in your finance contract.
Are there any arrangement fees or hidden extras for credit?
No. There are no arrangement fees or hidden extras.
Applying for online finance
Applying for online finance couldn't be easier or more convenient. When you buy online from NXPower (UK) Ltd t/as CyberPowerPC UK you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.